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Educate yourself and take action to save your home and stop foreclosure

Hello and welcome.

If you are visiting my site, you might be facing a stressful situation where you feel that little hope remains. Facing the prospect of losing your home is a situation that effects you both financially and emotionally.

Hi, I'm Jim.  I know the effects of a foreclosure and the toll it takes, I speak from experience since I lost my home to foreclosure five years ago but was able to save my most cherished possession: my marriage.  You can read my story here.

I can recall the painful time when I posted my situation on any message board I could seeking someone who could help or tell me how to stop foreclosure:

"I lost my job a year ago, and hasn't been able to find another job in my field. We are now three months behind on our payments, and soon it will be four. Our stress is very high and it's starting to effect our marriage. Our payments have always been on time until recently.   It looks like we will lose our home, we would like to keep our home -what can we do?"

I learned that I did have options but getting started and weeding thru all the information on the web was time consuming.  Then, to find out only later that I could have saved my home was one of the hardest lessons I learned. 

When you are facing foreclosure, not having a plan and time are your biggest enemies.  So if you are here, that means that you have realized that you have to do something.   Hopefully, my site will help and offer information to stop foreclosure.

“Action may not always bring happiness, but there is no happiness without action. (Benjamin Disraeli)”

What is Foreclosure?

> Learn what a foreclosure is and know what you are facing. 

> Understanding the foreclosure process is a critical step in saving your home.

> Gather a support.  For anyone facing the prospect of losing their home, support will help as you deal this is important event.

> Know that you have options.  Once you are served with a "foreclosure" notice, you do have options.

Develop a Plan

> Taking the first step involves Communication. Learn who you have to speak with and why.

> Preparation and time.  Build a list and gather your paperwork because time can now work against you.

> Make a decision.  Learn what your options for saving your home or selling your property.

> Develop Plans of Action. Why having multiple plans can help, here are some strategies.

Moving Forward

> Keeping your Home and what to do.

> If you decide to sell your property to stop the foreclosure process, here are some options.

Seeking Help

> Make the best use of your time.  A list of stop foreclosure sites that offer assistance with ratings.

> Get the "right" help you need. Here are some questions to ask those offering to help.

> Messageboard resources for posting questions and getting more help.

> Help others in a similar situation.  Submit resources or links.

Updates
Added a few more links to sites, Read how I check them out and then give a rating.  Posted Oct. 2005
New form, saves time on submitting info. Posted July 2005
Created a resource page. Lists message boards and sites.  Posted June 2005

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